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Banks in Malaysia

June 28, 2007 by Lowongan Kerja

Daftar bank konvensional syariah asuransi di Malaysia
Here is a full list of financial institutions in Malaysia.

Central Bank
Bank Negara Malaysia (The central bank of Malaysia)

1 Universal Bank
CIMB Group (CIMB Bank + CIMB Investment Bank + CIMB Islamic Bank)

Retail Banking (Public Banking)

9 Anchor Banks (Major / Commercial banks) (full list)
Affin Bank Berhad
Alliance Bank Berhad
AmBank Berhad

CIMB Bank Berhad
EON Bank Berhad
Hong Leong Bank Berhad
Malayan Banking Berhad (Maybank)
Public Bank Berhad
RHB Bank Berhad
Bank Simpanan Nasional Berhad
SME Bank Berhad

Local, Minor or Regional bank
There is none as all previous ones has been consolidated or declared bankruptcy prior to independence.

1 Building Society
Malaysia Building Society Berhad

13 Foreign-owned banks (commercial only) (full list)
ABN AMRO Bank (M) Berhad
Bangkok Bank (M) Berhad
Bank of America (M) Berhad
Bank of China (M) Berhad
Bank of Tokyo-Mitsubishi UFJ (M) Berhad
Citibank(M) Berhad
Deutsche Bank (M) Berhad
HSBC Bank Malaysia Berhad
Oversea-Chinese Banking Corporation (M) Berhad (OCBC Bank)
The Standard Chartered Bank (M) Berhad (StanChart)
The Bank of Nova Scotia (M) Berhad
JPMorgan Chase & Co.Bank (M) Berhad
United Overseas Bank (M) Berhad (UOB Bank)

51 Offshore Banks & Branches in Labuan (full List)
ABN AMNRO NV (Labuan Branch)
Affin Bank Berhad
Al-Hidayah Investment Bank (Labuan) Ltd (Labuan Branch)
Aminternational (Labuan) Ltd (Labuan Branch)
AmMerchant Bank Berhad
Bank Islam Malaysia Berhad, (Labuan Offshore Branch)
Bank Muamalat Malaysia Berhad, (Labuan Offshore Branch)
Bank of America National Association Berhad, (Labuan Branch)
The Bank of East Asia Ltd (BEA) (Labuan Branch)
The Bank of Nova Scotia (Labuan Branch)
The Bank of Tokyo Mitsubishi UFJ Limited (Labuan Branch)
Barclays Bank PLC (Labuan Branch)
BNP Paribas (Labuan Branch)
Calyon (Labuan Branch)
Capital Investment Bank Limited (Labuan)
Cathay United Bank (Labuan)
CIMB Bank (L) Limited
CIMB (L) Limited (Labuan)
Citibank Malaysia (L) Limited (Labuan)
City Credit Investment Bank Limited (Labuan)
Commercial IBT (Labuan Branch)
Credit Suisse (Labuan Branch)
DBS Bank Limited (Labuan Branch)
Deutsche Bank AG (Labuan Branch)
Dresdner Bank AG (Labuan Branch)
ECM Libra Investment Bank Limited (Labuan)
The HongKong Shanghai Banking Corporation Limited Offshore Banking Unit (Labuan)
ING Bank NV (Labuan Branch)
The International Commercial Bank of China (Labuan Branch)
J.P. Morgan Malaysia Ltd (Labuan)
J.P. Morgan Chase Bank National Association (Labuan Branch)
KBC Bank NV (Labuan Branch)
Kuwait Finance House Labuan Berhad (Labuan Branch)
Lloyds TSB Bank PLC (Labuan Branch)
Mizuho Corporate Bank Ltd (Labuan Branch)
Macquarie Bank Limited (Labuan Branch)
Maybank International (L) Ltd (Labuan Branch)
Morgan Stanley Labuan Investment Bank Limited (Labuan Branch)
Natexis Banques Populaires (Labuan Branch)
OSK Investment Bank (Labuan) Limited (Labuan)
OCBC Limited (Labuan Branch)
Public Bank (L) Limited (Labuan)
Rabobank Naderland (Labuan Branch)
RHB Bank (L) Ltd (Labuan)
The Royal Bank of Scotland PLC (Labuan Branch)
RUSD Investment Bank Inc (Labuan)
Schroders Malaysia (L) Berhad (Labuan)
Societe Generale (Labuan Branch)
Sumitomo Mitsui Banking Corporation (Labuan Branch)
UBS AG (Labuan Branch)
United Overseas Bank Limited (Labuan Branch)

Investment Banking Arm (Wholesale Banking)

13 Investment banks (full list)
Affin Investment Bank Berhad
Alliance Investment Bank Berhad
AmInvestment Bank Berhad
Asian & Euro-American Merchant Bankers (Malaysia) Berhad (Aseambankers)
CIMB Investment Bank Berhad
Hwang-DBS Investment Bank Berhad
Kenanga Investment Bank Berhad (formerly K&N Kenanga Berhad)
MIDF Amanah Investment Bank Berhad (formerly Utama Merchant Bank)
MIMB Investment Bank Berhad
OSK Investment Bank Berhad
Public Investment Bank Berhad
RHB Investment Bank Berhad
Southern Investment Bank Berhad

Other types of banks

11 Islamic banks (full list)
Asian Financial Bank (M) Berhad
Bank Islam Malaysia Berhad
Bank Muamalat Malaysia Berhad
Hong Leong Islamic Banking Berhad
CIMB Islamic Bank Berhad
RHB Islamic Bank Berhad
AmIslamic Bank Berhad
Affin Islamic Bank Berhad
Al Rajhi Banking & Investment Corporation (Malaysia) Berhad
EONCAP Islamic Bank Berhad
Kuwait Finance House (Malaysia) Berhad

Development Financial Institutions (Government-owned banks) (full list)
Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat)
Bank Simpanan Nasional Berhad
Bank Pertanian Malaysia Berhad
Export-Import Bank of Malaysia Berhad (Exim Bank)
Bank Perusahaan Kecil & Sederhana Berhad ((Small Medium Enterprise) SME Bank Berhad)
Bank Pembangunan Sabah – Sabah Development Bank Berhad
Sabah Credit Corporation Berhad
Lembaga Tabung Haji
Credit Guarantee Corporation Malaysia Berhad (CGC)
Malaysian Industrial Development Finance Berhad (MIDF)
Bank Pembangunan Malaysia Berhad (BPMB) (The development bank of Malaysia)

Discount House
There is none as all previous ones has been transform into investment bank

8 Moneybrokers (full list)
Affin Moneybrokers Sdn Bhd
Amanah Butler Malaysia Sdn Bhd
First TAZ Money brokers Sdn Bhd
Forex Enterprise Sdn Bhd
Fulton Prebon (Malaysia) Sdn Bhd
Harlow’s (Malaysia) Sdn Bhd
KAF-Astley & Pierce Sdn Bhd
MGI Moneybrokers Sdn Bhd

(2) Other Financial Institution (full list)
ERF Sdn Bhd
Pengurusan Danaharta Nasional Berhad

Other (non-banking) government-owned financial related organisations
Cagamas Berhad
EPF – Employees Provident Funds (KWSP – Kumpulan Wang Simpanan Pekerja)
Permodalan Nasional Berhad (PNB)
Treasury Malaysia
National Economic Action Council
Khazanah Nasional Berhad
Labuan Offshore Financial Service Authority (LOFSA)
Malaysia Deposit Insurance Corporation
Small and Medium Industries Development Corporation (SMIDEC)
Pengurusan Danaharta Nasional Berhad
International Centre for Leadership in Finance (ICLIF)
Inland Revenue Board
Bursa Malaysia (KLSE – Kuala Lumpur Stock Exchange)
Malaysia Derivatives Exchange Berhad
Department of Statistics

Affiliates
Institute of Bankers Malaysia
Malaysian Insurance Institute
Association of Islamic Banking Institutions Malaysia
Life Insurance Association of Malaysia
General Insurance Association of Malaysia
International Association of Insurance Supervisor
Financial Mediation Bureau (FMB)
Credit Counselling and Debt Management Agency (AKPK)

Other private financial institutions (Private Banking)

Licence Money Lenders
Broadway money lenders
Easytop Capital Sdn Bhd
SS SIong Wang Trading SS
PS Alliance Sdn Bhd
Maxmatic Capital sdn Bhd
Safe Best Enterprise Sdn Bhd
Euritage Sdn Bhd
Fullup Credit Sdn Bhd
Twomax Enterprise
First Max Enterprise
Perfect Million Capital Sdn Bhd
Everlast Enterprise
Bakti Mentari Enterprise
Money Aim Enterprise
Ultimax Management Services
Well Delight Sdn Bhd
Doritama Holding Sdn Bhd
FK Capital Berhad

Unlicence Money Lenders (Ah Longs – Loan Shark)
It is called “Big Ear Hole” in Cantonese.

Marketing & Representative Offices in Kuala Lumpur
The Bank of East Asia Ltd (BEA)
The Bank of Tokyo Mitsubishi UFJ Limited
The Bank of New York
DBS Bank Limited
UCO Bank
(More to come)

Defunct, merged, acquired or renamed banks
Advance Finance Berhad
Amanah Capital Partners Berhad
Amanah International Finance Berhad
Amanah Merchant Bank Berhad
Amsterdamsche-Rotterdamsche Bank NV (AMRO)
Asia Commercial Finance Berhad (ACF Finance Berhad)
Affin Finance Berhad
Affin-ACF Finance Berhad
Affin Merchant Bank Berhad
Affin Motor and Credit Finance Sdn Bhd
Algemene Bank Nederland NV (ABN)
Allied Bank Berhad
Allied Finance Berhad
Alliance Finance Berhad
Alliance Merchant Bank Berhad
AmFinance Berhad
AmMerchant Bank Berhad
ANZ Banking Group Ltd
Agra and United Service Bank Ltd
Agra and Masterman Bank Ltd
Arab Malaysian Development Bank Berhad
Arab Malaysian Development Finance Berhad
Arab Malaysian Finance Berhad
Arab Malaysian Merchant Bank Berhad
Arab Malaysian Bank Berhad
Arab Malaysian Industrial Finance Berhad
Arab Investment for Asia
The Asiatic Bank Corporation
Asian International Merchant Bankers Berhad
Ban Hin Lee Bank Berhad
Bank Agong (Apex Bank)
Bank of America Asia (HK) Limited
Bank Bumiputra Malaysia Berhad
Bank Buruh Berhad
Bank Kerjasama Malaysia Berhad
Bank Oriental
Bank Negara Tanah Melayu
Bank of Canton
Bank of Commerce Berhad
Bank of Communication
Bank of Malaya
Bank of Tokyo (M) Berhad
Bank of Tokyo-Mitsubishi (M) Berhad
Bank Simpanan Pejabat POS (POSB)
Bank Pembangunan & Infrastruktur Malaysia Berhad
Bank Utama Berhad (Merged into RHB Bank)
Banque de L’Indochine (Malaysian French Bank Berhad)
Banque Indosuez
Bank Industri & Teknologi Malaysia Berhad
Bank Bumiputra Finance Berhad (BBMB Kewangan Berhad)
Batu Pahat Bank
Bian Chiang Bank Ltd
British East India Company
British North Borneo Company
Bolton Finance Berhad
Boon Siew Finance Berhad
Board of Commissioners of Currency Malaya
The Board of Commissioners of Currency, Malaya and British Borneo
Borneo Development Corporation Sdn Bhd (Sabah)
Borneo Development Corporation Sdn Bhd (Sarawak)
BSN Commercial Bank
BSN Finance Berhad
BSN Merchant Bank Berhad
Bumiputra Commerce Bank Berhad (BCB)
Bumiputra Commerce Finance Berhad
Bumiputra Merchant Bankers Berhad
Cempaka Finance Berhad
The Chase Manhattan Bank (M) Berhad
Chew Geok Lin Finance Berhad
The Chartered Bank of India, Australia and China (The Chartered Bank)
The Chartered Merchantile Bank of India, London and China (The Merchantile Bank)
The Chinese Commercial Bank Ltd
Chung Khiaw Bank (M) Berhad
Chung Khiaw Finance (M) Berhad
City Finance Berhad
Co-Operative Central Banks Ltd
Commercial Bank Corporation of India and the East
Commerce International Merchant Bankers Berhad (CIMB)
Commerce Tijari Bank Berhad
Credit Coorporation Malaysia
D & D Finance Berhad
D & C Sakura Merchant Bankers Berhad
Dai-Kangyo Bank (M) Berhad
Delta Finance Berhad
Development & Commercial Bank Berhad (DCB Bank) (Merged into RHB Bank in 1997)
Development & Commercial Bank Finance Berhad (DCB Finance) (Merged into RHB Bank in 1997)
Edaran Otomobil Nasional Finance Berhad (EON Finance)
European Asian Bank Berhad
Federated Malay States Pos Office Savings Bank
Federal & colonial Building Society Limited
The First National City Bank of New York
First National City Bank
Habib Bank Ltd
Ho Hong Bank Ltd
Hock Hua Bank Berhad
Hock Hua Finance Berhad
Hong Kong Bank (M) Berhad
The Hongkong Shanghai Banking Company Limited
Hong Leong Credit Berhad
Hong Leong Finance Berhad
I.M.A.Sdn Bhd
Indian Overseas Bank Ltd
Indian Bank Ltd
Interfinance Berhad
International Banking Corporation
International Merchant Bankers Berhad
Intradagang Merchant Bankers (M) Berhad
J.P. Morgan Chase & Co.
KCB Finance Berhad
Kewangan KGN Berhad
Kewangan Pekembarjaya Berhad
Kewangan Bersatu Berhad
Kewangan Industrial Berhad
Kewangan Usaha Bersatu Berhad
Kewangan Usahasama Makmur Berhad
Kewangan Utama Berhad
Kong Ming Bank Berhad
Kong Ming Finance Coorporation Berhad
Kuala Lumpur Finance Berhad
Kwantung Provincial Bank Limited
Kwong Lee Mortgage & Remmitance Company
Kwong Lee Bank Berhad
Kwong Yik Banking Company (Merged into RHB Bank in 1997)
Kwong Yik Banking Corporation (Merged into RHB Bank in 1997)
Kwong Yik Bank Berhad (Merged into RHB Bank in 1997)
Kwong Yik Finance Berhad (Merged into RHB Bank in 1997)
Lee Wah Bank Ltd
Magnum Finance Berhad
Malaya and British Borneo Currency Commission Board (MBBCCB)
Malaya Borneo Building Society Limited
Malaysia Credit Finance Berhad
Malayan Banking Corporation
Malayan United Bank Berhad
Malaysian Industrial Finance Company Limited
Malaysian International Finance Berhad
Malaysian International Merchant Bankers Berhad (MIMB)
Mayban Finance Berhad
Malayan Finance Corporation Berhad
Malayan United Industries Bank Berhad (MUI Bank)
Malayan United Industries Finance Berhad (MUI Finance)
MBF Finance Berhad
MBF Leasing Sdn Bhd
Multi-Purpose Bank Berhad
Multi-Purpose Finance Berhad
The National City Bank of New York
National Commercial Bank
Nationale Handelsbank
Netherland Hondele Bank
Nederlandsche Handel-Maatschappij
The Netherland Trading Society
North Western Bank of India
The Oriental Bank Corporation
The New Oriental Bank Corporation Limited
Oriental Bank Berhad
Oversea-Chinese Bank Ltd
Oversea-Chinese Banking Corporation Finance (M) Berhad (OCBC Finance)
Overseas Chinese Union Bank Limited
Overseas Union Bank (M) Berhad (OUB Bank)
Overseas Union Trust (M) Berhad
The Pacific Bank Berhad
Perak Savings Bank
Perdana Finance Berhad
Perdana Merchant Bankers Berhad
Perkasa Finance Berhad
Permata Merchant Bank Berhad
Pertama Malaysia Finance Berhad
Pertanian Baring Sanwa Multinational Berhad
Petra Finance Berhad
Pewira Affin Bank Berhad
Pewira Affin Merchant Bank Berhad
Pewira Habib Bank Malaysia Berhad
Phileo Allied Bank Berhad
Phileo Allied Finance Berhad
Pos Office Savings Bank
Public Finance Berhad
Public Merchant Bank Berhad
Rakyat First Merchant Bankers Berhad
Rashid Hussein Bank Delta Finance Berhad (RHB Finance)
RHB Sakura Merchant Bankers Berhad
Sabah Bank Berhad
Sabah Finance Berhad
Security Pacific Asian Bank Ltd
Selangor Savings Bank
Separate Savings Bank (Straits Settlement Post Office Savings Bank)
Sime Bank Berhad (Merged into RHB Bank)
Sime Finance Berhad (Merged into RHB Bank)
Sime Merchant Bankers Berhad (Merged into RHB Bank)
Southern Banking Limited
Southern Bank Berhad
Southern Finance Berhad
Supreme Finance Berhad
Syarikat Permodalan Kebangsaan Berhad
Sze Hai Tong Banking and Insurance Company
Tenaga Finance Berhad
Unfederated Malay States Pos Office Savings Bank
The Union Bank of Culcutta
United Asian Bank Berhad
United Commercial Bank Ltd
United Chinese Bank Ltd
United Malayan Banking Corporation Berhad (UMBC)
United Malayan Banking Corporation Finance Berhad (UMBC Finance)
United Malayan Banking Berhad
United Merchant Finance Berhad
United National Finance Berhad
Utama Merchant Finance Berhad
Utama Merchant Bank Berhad
Utama Wardley Berhad
Visia Finance Berhad
Vereenigde Oostindische Compagnie – VOC (Dutch/Netherlands East Indies-Dutch East India Company)
Wah Tat Bank Berhad

Securities Commision related licence intermediaries (Stock Broking related firms)

80 Licenced Fund Managers (+ Futures Fund Managers) (full list’)
Aberdeen Asset Management Sdn Bhd
Affin Fund Management Sdn Bhd
AIG Global Investment Corporation (Malaysia) Sdn Bhd
AIMS Asset MAnagement Sdn Bhd (+ Futures)
Alliance Capital Asset Management Sdn Bhd (+ Futures)
Alliance Unit Trust Management Berhad (+ Futures)
Alpha Asset Management Berhad
Amanah Saham Kedah Berhad
Amanah SSCM Asset Management Sdn Bhd
AmanahRaya – JMF Asset Management Sdn Bhd (+ Futures)
AmInvestment Management Sdn Bhd (+ Futures)
Apex Investment Services Berhad
ASM Investment Service Berhad
Assar Asset Management Sdn Bhd
Avenue Invest Berhad (+ Futures)
Ayman Capital Sdn Bhd
BIMB Unit Trust Management Sdn Bhd
BIMSEC Asset Management Sdn Bhd
BTR Capital Partners Sdn Bhd
Bumiwerk Asset Management Sdn Bhd
Capital Dynamics Asset Management Sdn Bhd
CIMB-Principal Asset Management Berhad (+ Futures)
CMS Dresdner Asset Management Sdn Bhd
Easset Management Sdn Bhd
ECM Libra capital Markets Sdn Bhd
First Bond Asset Management Sdn Bhd
Fortitude Asset Management Sdn Bhd
Fortress Capital Asset Management Sdn Bhd
Fulcrum Asset Management Sdn Bhd
Golden Touch Asset Management Sdn Bhd
Hadrons Capital Sdn Bhd
Hickham Capital Management Sdn Bhd
HLG Asset Management Sdn Bhd (+ Futures)
Hong Leong Fund Management Sdn Bhd
Hwang-DBS Investment Management Berhad
ING Funds Berhad
Inter-Pacific Asset Management Sdn Bhd
Itrinsic Capital Management Sdn Bhd
IUB Asset Management Sdn Bhd
Kenanga Asset Management Sdn Bhd
Kenanga Investment Management Sdn Bhd
Kenanga Unit Trust Berhad (+ Futures)
Kestrel Capital Partners (M) Sdn Bhd
KLCS Asset Management Sdn Bhd (+ Futures)
Kumpulan Sentiasa Cermelang Sdn Bhd (+ Futures)
Mayban Investment Management Sdn Bhd
Mercury Asset Management Sdn Bhd
Meridian Asset Management Sdn Bhd
Muamalat Avenue Sdn Bhd (+ Futures)
Navis Management Sdn Bhd
Opus Asset Management Sdn Bhd (+ Futures)
OSK Asset Management Sdn Bhd (+ Futures)
OSK-UOB Unit Trust Management Berhad
Pacific Mutual Fund Berhad
PacificMas Asset Management Sdn Bhd
PCB Asset Management Sdn Bhd
Pelaburan Johor Berhad
Pengurusan Kumipa Berhad
Perkasa Normandy Managers Sdn Bhd
Permodalan Nasional Berhad
PFM Capital Holdings Sdn Bhd
Pheim Asset Management Sdn Bhd (+ Futures)
Philip Capital Management Sdn Bhd
PowerHouse Asset Management Sdn Bhd
PRB Asset Management Sdn Bhd
Premier Investment Management Sdn Bhd
Prudential Fund Maangement Berhad
PTB Unit Trust Berhad
Public Mutual Berhad
RHB Asset Management Sdn Bhd (+ Futures)
SBB Asset Management Sdn Bhd (+ Futures)
Singular Asset Management Sdn Bhd
SJ Asset Management Sdn Bhd
Suria Asset Management Sdn Bhd
TA Investment Management Berhad
UOB-OSK Asset Management Sdn Bhd
TA Asset Management Sdn Bhd (Futures only)

15 Licenced Futures Brokers (full list)
AmFutures Sdn Bhd
Apex Futures Sdn Bhd
Avenue Securities Sdn Bhd
CIMB Futures Sdn Bhd
Fedrums Sdn Bhd
Fontanazz Futures Sdn Bhd
HDM Futures Sdn Bhd
Innosabah Options & futures Sdn Bhd
Inter-Pacific Futures Sdn Bhd
Kenanga Deutche Futures Sdn Bhd
Okachi (Malaysia) Sdn Bhd
OSK Futures & options Sdn Bhd
RHB Futures Sdn Bhd
Sunny Futures Sdn Bhd
TA Futures Sdn Bhd

37 Licenced Dealers (full list)
A.A.Anthony Securities Sdn Bhd
Affin Securities Sdn Bhd
AmSecurities Sdn Bhd
Avenue Securities Sdn Bhd
BIMB Securities Sdn Bhd
CIMB Securities Sdn Bhd
CLSA Securities Malaysia Sdn Bhd
Credit Suisse Securities (Malaysia) Sdn Bhd
EONCAP Securities Sdn Bhd
FA Securities Sdn Bhd
HLG Securities Sdn Bhd
Hwang-DBS Securities Sdn Bhd
Innosabah Securities Berhad
Inter-Pacific Securities Sdn Bhd
JF Apex Securities Berhad
JPMorgan Securities (Malaysia) Sdn Bhd
Jupiter Securities Sdn Bhd
K*N Kenanga Berhad
KAF-Seagroatt & Campbell Securities Sdn Bhd
Kuwait Finance House (Malaysia) Berhad
M&A Securities Sdn Bhd
Macquarie (Malaysia) Sdn Bhd
Malacca Securites Sdn Bhd
Malaysian Issuing House Sdn Bhd (Issuing House)
Mercury Securities Sdn Bhd
MIDF Consultancy & Corporate Services Sdn Bhd (Issuing House)
MIDF Sisma Securities Sdn Bhd
OSK Securities Berhad
RHB Securities Sdn Bhd
SBB Securities Sdn Bhd
SJ Securities Sdn Bhd
TA Securities Holdings Bhd
UBS Securities Malaysia Sdn Bhd

96 Licenced Investment Advisers (+ Financial Planner) (full list)

80 Corporate

16 Individual

49 Registered Ventures Capital Corporations (full list)

42 Registered Ventures Capital Management Corporations (full list)

List of Defunct Securities Commision related licenced intermediaries
Merchant Holdings Sdn Bhd
AIGIC (M) Sdn Bhd
Seacorp-Schroder Capital Management Berhad
JMF Asset Management Sdn Bhd
AMMB asset Management Sdn Bhd
Avenue Unit Trust Berhad
IR Asset Management Sdn Bhd
Commerce Trust Berhad
CMS Dresdner Thornton Asset Management Sdn Bhd
Libra Capital Markets Sdn Bhd
Towry Law Asset Management Sdn Bhd
FOS Asset Sdn Bhd
Fima Asset Mangement Sdn Bhd
Premier Capital Management Sdn Bhd
Hwang-DBS Unit Trust Berhad
Inter-Pacific Portfolio Managers Sdn Bhd
KAF Management Services Sdn Bhd
Avenue Asset Management Services Sdn Bhd
Allied Philip Capital Management Sdn Bhd
Mestika Utama Sdn Bhd
Prudential Unit Trust Berhad
Rashid Hussein Asset Management Sdn Bhd
SDB Asset Management Sdn Bhd
TA Unit Trust Management Berhad
J.B Securities Sdn Bhd
Arab Malaysian Securities Sdn Bhd
allied Avenue Assets Securities Sdn Bhd
Leong & Company Sdn Bhd
Seagroatt & Campbell Sdn Bhd
Pengkalan Securities Sdn Bhd
Rashid Hussein Securities Sdn Bhd
Bolty Securities Sdn Bhd
Mohaiyani Securities Sdn Bhd
(more to come)

Investment-Link Funds (Insurance Companies – Takaful included)

8 Life and General Businesses(full list)
AmAssurance Berhad
American International Assurance Co Ltd (AIA)
Hong Leong Assurance Berhad
ING Insurance Berhad
Malaysia National Insurance Berhad (MNI)
Malaysian Assurance Alliance Berhad
MCIS Zurich Insurance Berhad
Prudential Assurance (M) Berhad

8 Life Businesses(full list)
Allianz Life Insurance (Malaysia) Berhad
Asia Life (Malaysia) Berhad
AXA Affin Life Insurance Berhad
Commerce Life Assurance (Malaysia) Berhad
Great Eastern Life Assurance (Malaysia) Berhad
Manulife Insurance (M) Berhad
Mayban Life Assurance Berhad
UniAsia Life Assurance Berhad

26 General Businesses(full list)
ACE Synergy Insurance Berhad
Allianz General Insurance Malaysia Berhad
American Home Assurance Company
AMI Insurans Berhad
Asia Insurance (Malaysia) Berhad
AXA Affin General Insurance Berhad
Berjaya General Insurance Berhad
Jerneh Insurance Berhad
Kurnia Insurans (Malaysia) Berhad
Lonpac Insurance Berhad
Mayban General Assurance Berhad
Mitsui Sumitomo Insurance (Malaysia) Berhad (MSIG)
MUI Continental Insurance Berhad
Multi-Purpose Insurans Berhad
Oriental Capital Assurance Berhad
Overseas Assurance Corporation (Malaysia) Berhad
Pacific & Orient Insurance Co. Berhad
Pacific Insurance Berhad, The
PanGlobal Insurance Berhad
Progressive Insurance Berhad
QBE Insurance Berhad
RHB Insurance Berhad
Royal & Sun Alliance Insurance (Malaysia) Berhad
Tahan Insurance Malaysia Berhad
Tokio Marine Insurans (Malaysia) Berhad
Uni.Asia General Insurance Berhad

1 Life and General Reinsurance Businesses (full list)
Hannover Rueckversicherungs AG

1 Life Reinsurance Businesses (full list)
Malaysian Life Reinsurance Group Berhad

4 General Reinsurrance Business (full list)
Malaysian Reinsurance Berhad
Munchener Ruckversicherungs-Gesellschaft
Swiss Reinsurance Company
The Toa Reinsurance Company Ltd.

7 Takaful Operators (full list)
Commerce Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
Mayban Takaful Berhad
Prudential BSN Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn. Bhd
Takaful Nasional Sdn. Bhd.

Defunct Insurance companies
Aetna Universal Insurance Berhad
ACE Insurance Limited
AMAL Assurance Berhad
AMI Insurance Berhad
The Asia Insurance Company Limited
AVIVA Insurance Berhad
AXA Affin Assurance Berhad
Berjaya General Insurance Sdn Bhd
Commerce Assurance Berhad
EON CMG Life Assurance Berhad
Hong Leong Assurance Sdn Bhd
John Hancock Life Insurance Berhad
Industrial & Commercial Insurance Berhad
KSM Insurans Berhad
Kompas Insurans Berhad
London & Pacific Insurance Company Berhad
Malaysia National Reinsurance Berhad
Malaysia Pacific Insurance Berhad (MPI)
Mayban Assurance Berhad
MBA Life Assurance Berhad
MBF Insurans Berhad
MCIS Insurance Berhad
National Employers’ Mutual General Insurance Association Limited
The Netherlands Insurance Co. Est 1845 Ltd
The Netherlands Insurance (M) Sdn Bhd
Oriental Capital Assurance Berhad
Overseas Union Insurance Berhad
The Pacific Netherlands Insurance Berhad
Perdana CIGNA Insurance Berhad
People’s Insurance Company (M) Berhad
Progressive Insurance Sdn Bhd
South East Insurance Berhad
South East Asia Insurance Berhad
Sri Bumi Insurance Sdn Bhd
Talasco Insurance Berhad
Tenaga Insurance Berhad
The Tokio Marine and Fire Insurance Company
The Tokio Marine and Fire Insurance (M) Sdn Bhd
United Malayan Banking Corporation Insurance Berhad (UMBC Insurance)
United Prime Insurance ( M ) Sdn Bhd
Wing on Fire & marine Insurance
Zurich Insurance (Malaysia) Berhad
(More to come)

Banks in Brunei Darussalam

1 Central Bank
Brunei Currency Board

2 Local Banks (full list)
Baiduri Bank Berhad (Commercial Bank)
Bank Islam Brunei Darussalam (Islamic Bank)

6 Foreign Banks (full list)
Citibank N.A
HSBC
Maybank
RHB Bank
UOB Bank
Standard Chartered Bank

3 Financial Institutions (full list)
Baiduri Finance Berhad (Local)
IBB Kredit Berhad (Local)
HSBC Finance Berhad (Foreign)

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An interview gives you the opportunity to showcase your qualifications to an employer, so it pays to be well prepared. The following information provides some helpful hints.

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Background information on the organization may be available at your public or school library. If you cannot get an annual report, check the library for reference directories that may provide basic facts about the company, such as earnings, products and services, and number of employees. Some directories widely available in libraries either in print or as online databases include:

Dun & Bradstreet’s Million Dollar Directory Standard and Poor’s Register of Corporations Mergent’s Industrial Review (formerly Moody’s Industrial Manual) Thomas Register of American Manufacturers Ward’s Business Directory

Stories about an organization in magazines and newspapers can tell a great deal about its successes, failures, and plans for the future. You can identify articles on a company by looking under its name in periodical or computerized indexes in libraries, or by using one of the Internet’s search engines. However, it probably will not be useful to look back more than 2 or 3 years.

The library also may have government publications that present projections of growth for the industry in which the organization is classified. Long-term projections of employment and output for detailed industries, covering the entire U.S. economy, are developed by the Bureau of Labor Statistics and revised every 2 years. Trade magazines also may include articles on the trends for specific industries.

Career centers at colleges and universities often have information on employers that is not available in libraries. Ask a career center representative how to find out about a particular organization.

During your research consider the following questions:

Does the organization’s business or activity match your own interests and beliefs?

It is easier to apply yourself to the work if you are enthusiastic about what the organization does.

How will the size of the organization affect you?

Large firms generally offer a greater variety of training programs and career paths, more managerial levels for advancement, and better employee benefits than do small firms. Large employers also may have more advanced technologies. However, many jobs in large firms tend to be highly specialized.

Jobs in small firms may offer broader authority and responsibility, a closer working relationship with top management, and a chance to clearly see your contribution to the success of the organization.

Should you work for a relatively new organization or one that is well established?

New businesses have a high failure rate, but for many people, the excitement of helping to create a company and the potential for sharing in its success more than offset the risk of job loss. However, it may be just as exciting and rewarding to work for a young firm that already has a foothold on success.

The job. Even if everything else about the job is attractive, you will be unhappy if you dislike the day-to-day work. Determining in advance whether you will like the work may be difficult. However, the more you find out about the job before accepting or rejecting the offer, the more likely you are to make the right choice. Consider the following questions:

Where is the job located? If the job is in another section of the country, you need to consider the cost of living, the availability of housing and transportation, and the quality of educational and recreational facilities in that section of the country. Even if the job location is in your area, you should consider the time and expense of commuting.

Does the work match your interests and make good use of your skills? The duties and responsibilities of the job should be explained in enough detail to answer this question.

How important is the job to the company or organization? An explanation of where you fit in the organization and how you are supposed to contribute to its overall goals should give you an idea of the job’s importance.

What will the hours be? Most jobs involve regular hours—for example, 40 hours a week, during the day, Monday through Friday. Other jobs require night, weekend, or holiday work. In addition, some jobs routinely require overtime to meet deadlines or sales or production goals, or to better serve customers. Consider the effect that the work hours will have on your personal life.

How long do most people who enter this job stay with the company? High turnover can mean dissatisfaction with the nature of the work or something else about the job.

Opportunities offered by employers. A good job offers you opportunities to learn new skills, increase your earnings, and rise to positions of greater authority, responsibility, and prestige. A lack of opportunities can dampen interest in the work and result in frustration and boredom.

The company should have a training plan for you. What valuable new skills does the company plan to teach you?

The employer should give you some idea of promotion possibilities within the organization. What is the next step on the career ladder? If you have to wait for a job to become vacant before you can be promoted, how long does this usually take? When opportunities for advancement do arise, will you compete with applicants from outside the company? Can you apply for jobs for which you qualify elsewhere within the organization, or is mobility within the firm limited?

Salaries and benefits. When an employer makes a job offer, information about earnings and benefits are usually included. You will want to research to determine if the offer is fair. If you choose to negotiate for higher pay and better benefits, objective research will help you strengthen your case.

You may have to go to several sources for information. One of the best places to start is the information from the Bureau of Labor Statistics.

You should also look for additional information, specifically tailored to your job offer and circumstances. Try to find family, friends, or acquaintances who recently were hired in similar jobs. Ask your teachers and the staff in placement offices about starting pay for graduates with your qualifications. Help-wanted ads in newspapers sometimes give salary ranges for similar positions. Check the library or your school’s career center for salary surveys such as those conducted by the National Association of Colleges and Employers or various professional associations.

If you are considering the salary and benefits for a job in another geographic area, make allowances for differences in the cost of living, which may be significantly higher in a large metropolitan area than in a smaller city, town, or rural area.

You also should learn the organization’s policy regarding overtime. Depending on the job, you may or may not be exempt from laws requiring the employer to compensate you for overtime. Find out how many hours you will be expected to work each week and whether you receive overtime pay or compensatory time off for working more than the specified number of hours in a week.

Also take into account that the starting salary is just that—the start. Your salary should be reviewed on a regular basis; many organizations do it every year. How much can you expect to earn after 1, 2, or 3 or more years? An employer cannot be specific about the amount of pay if it includes commissions and bonuses.

Benefits also can add a lot to your base pay, but they vary widely. Find out exactly what the benefit package includes and how much of the cost you must bear.

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