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Bank Niaga; Mortgage Analyst

July 22, 2007 by Lowongan Kerja

Lowongan karir kerja pekerjaan bank juli 2007 

PT.BANK NIAGA Tbk

Mortgage Analyst

Requirement:

* education min S1

* age max 35 years
* experience min 3 years

* able to market analysis

* skill in Microsoft Office

* fluent and written in english

Training Facility Manager

Requirement:

* experience min 2 years

* education min S1

* age max 35 years

* skill in Microsoft Office

* fluent and written in english

Kirimkan CV lengkap berserta Photo terakhir ke :
HR Management Group
PT. Bank Niaga TBK.
Jl. Wahid Hasyim Blok B4 / 3
bintaro Jaya sektor VII
Tangerang
15224

Tags: Bank, Job Vacancy


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Job Interview Tips

An interview gives you the opportunity to showcase your qualifications to an employer, so it pays to be well prepared. The following information provides some helpful hints.

Preparation:

Learn about the organization.

Have a specific job or jobs in mind.

Review your qualifications for the job.

Be ready to briefly describe your experience, showing how it relates it the job.

Be ready to answer broad questions, such as “Why should I hire you?” “Why do you want this job?” “What are your strengths and weaknesses?”

Practice an interview with a friend or relative. More....

Evaluating a Job Offer

Once you receive a job offer, you must decide if you want the job. Fortunately, most organizations will give you a few days to accept or reject an offer.

There are many issues to consider when assessing a job offer. Will the organization be a good place to work? Will the job be interesting? Are there opportunities for advancement? Is the salary fair? Does the employer offer good benefits? Now is the time to ask the potential employer about these issues—and to do some checking on your own.

The organization. Background information on an organization can help you to decide whether it is a good place for you to work. Factors to consider include the organization’s business or activity, financial condition, age, size, and location.

You generally can get background information on an organization, particularly a large organization, on its Internet site or by telephoning its public relations office. A public company’s annual report to the stockholders tells about its corporate philosophy, history, products or services, goals, and financial status. Most government agencies can furnish reports that describe their programs and missions. Press releases, company newsletters or magazines, and recruitment brochures also can be useful. Ask the organization for any other items that might interest a prospective employee. If possible, speak to current or former employees of the organization.

Background information on the organization may be available at your public or school library. If you cannot get an annual report, check the library for reference directories that may provide basic facts about the company, such as earnings, products and services, and number of employees. Some directories widely available in libraries either in print or as online databases include:

Dun & Bradstreet’s Million Dollar Directory Standard and Poor’s Register of Corporations Mergent’s Industrial Review (formerly Moody’s Industrial Manual) Thomas Register of American Manufacturers Ward’s Business Directory

Stories about an organization in magazines and newspapers can tell a great deal about its successes, failures, and plans for the future. You can identify articles on a company by looking under its name in periodical or computerized indexes in libraries, or by using one of the Internet’s search engines. However, it probably will not be useful to look back more than 2 or 3 years.

The library also may have government publications that present projections of growth for the industry in which the organization is classified. Long-term projections of employment and output for detailed industries, covering the entire U.S. economy, are developed by the Bureau of Labor Statistics and revised every 2 years. Trade magazines also may include articles on the trends for specific industries.

Career centers at colleges and universities often have information on employers that is not available in libraries. Ask a career center representative how to find out about a particular organization.

During your research consider the following questions:

Does the organization’s business or activity match your own interests and beliefs?

It is easier to apply yourself to the work if you are enthusiastic about what the organization does.

How will the size of the organization affect you?

Large firms generally offer a greater variety of training programs and career paths, more managerial levels for advancement, and better employee benefits than do small firms. Large employers also may have more advanced technologies. However, many jobs in large firms tend to be highly specialized.

Jobs in small firms may offer broader authority and responsibility, a closer working relationship with top management, and a chance to clearly see your contribution to the success of the organization.

Should you work for a relatively new organization or one that is well established?

New businesses have a high failure rate, but for many people, the excitement of helping to create a company and the potential for sharing in its success more than offset the risk of job loss. However, it may be just as exciting and rewarding to work for a young firm that already has a foothold on success.

The job. Even if everything else about the job is attractive, you will be unhappy if you dislike the day-to-day work. Determining in advance whether you will like the work may be difficult. However, the more you find out about the job before accepting or rejecting the offer, the more likely you are to make the right choice. Consider the following questions:

Where is the job located? If the job is in another section of the country, you need to consider the cost of living, the availability of housing and transportation, and the quality of educational and recreational facilities in that section of the country. Even if the job location is in your area, you should consider the time and expense of commuting.

Does the work match your interests and make good use of your skills? The duties and responsibilities of the job should be explained in enough detail to answer this question.

How important is the job to the company or organization? An explanation of where you fit in the organization and how you are supposed to contribute to its overall goals should give you an idea of the job’s importance.

What will the hours be? Most jobs involve regular hours—for example, 40 hours a week, during the day, Monday through Friday. Other jobs require night, weekend, or holiday work. In addition, some jobs routinely require overtime to meet deadlines or sales or production goals, or to better serve customers. Consider the effect that the work hours will have on your personal life.

How long do most people who enter this job stay with the company? High turnover can mean dissatisfaction with the nature of the work or something else about the job.

Opportunities offered by employers. A good job offers you opportunities to learn new skills, increase your earnings, and rise to positions of greater authority, responsibility, and prestige. A lack of opportunities can dampen interest in the work and result in frustration and boredom.

The company should have a training plan for you. What valuable new skills does the company plan to teach you?

The employer should give you some idea of promotion possibilities within the organization. What is the next step on the career ladder? If you have to wait for a job to become vacant before you can be promoted, how long does this usually take? When opportunities for advancement do arise, will you compete with applicants from outside the company? Can you apply for jobs for which you qualify elsewhere within the organization, or is mobility within the firm limited?

Salaries and benefits. When an employer makes a job offer, information about earnings and benefits are usually included. You will want to research to determine if the offer is fair. If you choose to negotiate for higher pay and better benefits, objective research will help you strengthen your case.

You may have to go to several sources for information. One of the best places to start is the information from the Bureau of Labor Statistics.

You should also look for additional information, specifically tailored to your job offer and circumstances. Try to find family, friends, or acquaintances who recently were hired in similar jobs. Ask your teachers and the staff in placement offices about starting pay for graduates with your qualifications. Help-wanted ads in newspapers sometimes give salary ranges for similar positions. Check the library or your school’s career center for salary surveys such as those conducted by the National Association of Colleges and Employers or various professional associations.

If you are considering the salary and benefits for a job in another geographic area, make allowances for differences in the cost of living, which may be significantly higher in a large metropolitan area than in a smaller city, town, or rural area.

You also should learn the organization’s policy regarding overtime. Depending on the job, you may or may not be exempt from laws requiring the employer to compensate you for overtime. Find out how many hours you will be expected to work each week and whether you receive overtime pay or compensatory time off for working more than the specified number of hours in a week.

Also take into account that the starting salary is just that—the start. Your salary should be reviewed on a regular basis; many organizations do it every year. How much can you expect to earn after 1, 2, or 3 or more years? An employer cannot be specific about the amount of pay if it includes commissions and bonuses.

Benefits also can add a lot to your base pay, but they vary widely. Find out exactly what the benefit package includes and how much of the cost you must bear.

5 Responses to “ Bank Niaga; Mortgage Analyst ”

  1. Muhajir, S.Ag
    July 23, 2007 at 6:52 am

    Cilegon, 23 Juli 2007

    Kepada Yth :
    Bapak/Ibu Pimpinan
    Di- Tempat

    Dengan hormat,
    Saya, Muhajir, pria berumur 31 tahun, lulusan S-1 Jurusan Syariah Universitas Islam Indonesia Yogyakarta Lulus tahun 2000 dengan IPK, 3,35, sekarang sudah menikah, aktif, komunikatif, dinamis, sanggup bekerja secara team dan mampu bekerjasama ingin mengajukan permohonan pekerjaan untuk mengisi posisi sebagai Karyawan di Perusahaan yang Bapak / Ibu pimpin
    Sebagai tambahan bahan pertimbangan, saya informasikan bahwa saya pernah mempunyai pengalaman 8 bulan sebagai Call Center di sebuah Perusahaah yang bergerak di bidang Telekomunikasi dan Pernah bekerja di Panitia Pemilihan Kecamatan ( PPK ) sekarang sebagai Honorer di Sekolah Swasta di Kota Cilegon.
    Sebelumnya saya sangat mengharapkan kapada Bapak/Ibu Pimpinan apabila sekiranya dapat mempetimbangkan kualifikasi saya
    Atas perhatiannya saya ucapkan banyak terima kasih
    Hormat Saya,
    Muhajir, S.Ag

    Curriculum Vitae
    INFORMASI PERSONAL
    Nama Lengkap : Muhajir Bin H. Rafiudin
    Tempat Tgl Lahir : Serang 09 September 1976
    Status : Menikah
    Agama : Islam
    Tinggi / Berat Badan : 163 cm, 57 kg
    Alamat Rumah : Link Kubang Lesung Rt 01/1 Taman Baru Citangkil Kota Cilegon
    Hp : 081808036102

    PENDIDIKAN FORMAL
    •1995 – 2000 : UNIVERSITAS ISLAM INDONESIA YOGYAKARTA IPK. 3,35
    •1992 – 1995 : MA AL-INAYAH JERANG ILIR CILEGON
    •1989 – 1992 : MTS AL-JAUHARROTUNAQIYAH CILEGON
    •1983 – 1989 : SD NEGERI NAGREG MELATI WARINGIN KURUNG SERANG

    Hormat Saya,
    MUHAJIR, S.Ag

  2. PANGESTU TATANG NUGROHO
    July 23, 2007 at 8:37 am

    Surakarta, 20 Juli 2007

    Kepada
    Yth. Bapak/Ibu Pimpinan
    di Tempat

    Dengan hormat,
    Saya Pangestu Tatang Nugroho, umur 25 tahun, belum menikah, memiliki kesehatan yang baik, memiliki loyalitas dan kemauan untuk maju, dapat bekerjasama dalam tim, memiliki kemampuan menjalin hubungan interpersonal yang baik, memiliki kemampuan komunikasi yang baik, menguasai ilmu komputer windows dan mampu berbahasa Inggris baik secara lisan maupun tulisan. Saya merupakan Sarjana S-1 Jurusan Psikologi dari Fakultas Psikologi Universitas Muhammadiyah Surakarta, baru lulus bulan April 2007 dengan IPK 2.96.

    Saya meyakini langkah yang saya ambil dan bermaksud mengajukan permohonan untuk dapat diterima sebagai karyawan BANK NIAGA pada posisi Mortgage Analyst (MA) melalui rekruitmen ini.

    Besar harapan saya Bapak/Ibu berkenan memberikan kesempatan kepada saya untuk dapat bekerja di bawah pimpinan Bapak/Ibu. Semoga kecakapan kualifikasi saya dapat memenuhi kebutuhan perusahaan.

    Atas perhatian dan kesempatan yang diberikan kepada saya, saya mengucapkan terima kasih.

    Hormat saya,

    Pangestu Tatang Nugroho, S.Psi
    Perum Ngringo Indah Rt 01/22 No. 55 Palur
    Kec. Jaten Kab. Karanganyar, Surakarta, 57772
    Telp : 0271 821660
    HP : 0815 4864 5242
    Email : pangestou_you@yahoo.co.id

    CURRICULUM VITAE

    A. DATA PRIBADI
    Nama
    (sesuai akta kelahiran) : PANGESTU TATANG NUGROHO
    Tempat Lahir : DEMAK
    Tanggal Lahir : 23 PEBRUARI 1982
    Negara Tempat Kelahiran : INDONESIA
    Jenis Kelamin : Laki-laki
    Agama : Islam
    Alamat Domisili : PERUM NGRINGO INDAH RT 01/22 NO. 55
    DESA NGRINGO KEC. JATEN KAB. KARANGANYAR SURAKARTA
    Kota Domisili : SURAKARTA
    Kode Pos Domisili : 57772
    Kewarganegaraan : INDONESIA
    No. Telp : Rmh (0271) 821660 HP :0815 4864 5242
    Email : pangestou_you@yahoo.co.id
    Status Perkawinan : Belum menikah

    B. PENDIDIKAN
    Jenjang Pendidikan
    SDN Palur 7 di Sukoharjo, Surakarta Juli 1988 sampai Juni 1994
    SMPN 8 di Surakarta Juli 1994 sampai Juni 1997
    SMUN 2 di Surakarta (IPS) Juli 1997 sampai Juni 2000
    Universitas Muhammadiyah Surakarta di Surakarta jurusan S-1 Psikologi September 2001 sampai April Agustus 2007 IPK 2.96

    C. PENGALAMAN di LUAR STUDI
    a. Asisten Dosen Praktikum Metidik Tes II di Fakultas Psikologi UMS Surakarta. Jabatan Koordinator Asisten dari tahun 2004 sampai tahun 2006
    b. Relawan HIMPSI bencana alam gempa di Wedi-Klaten. Jabatan Fasilitastor dari Juli 2006 sampai Juli 2006
    c. Perkumpulan bulu tangkis fakultas Psikologi di Surakarta. Jabatan Koordinator dari tahun 2006
    d. Grup Band MILON di Surakarta. Jabatan Gitaris dari September 2005

    D. KOMPETENSI
    â–ºMemiliki kecakapan komputer windows dan mengetik dengan cepat
    â–ºMampu berkomunikasi dengan baik, memiliki hubungan interpersonal yang baik, memiliki kemampuan melakukan pendekatan dengan segala unsur kompetensi di kampus, sering melakukan presentasi, mampu memberikan pemecahan win-win solution
    â–ºMampu bekerja keras, baik secara individual maupun bekerja dalam tim, memiliki loyalitas dalam bekerja dan tidak suka menunda-nunda pekerjaan

    Demikian hal ikhwal ini diisi dengan sebenarnya dan untuk digunakan lebih lanjut.

    Surakarta, 20 Juli 2007

    Pangestu Tatang Nugroho, S.Psi

  3. Rony Sumitro S.Sos
    July 24, 2007 at 4:29 pm

    Rony Sumitro umur 26 tahun belum memiliki pengalaman kerja lulusan S1 Jurusan Kesejahteraan Sosial Universitas Pasundan Bandung tahun 2006 dengan IPK 3,23 memiliki keterampilan bahasa Inggris Pasif,MS Office,bisa bekerja sama dalam tim serta bertanggung jawab terhadap pekerjaan dan jujur serta berdedikasi tinggi.Saya bermaksud melamar pekerjaan di perusahaan yang Bapak/Ibu pimpin sebagai karyawan di bagian MOrtgage Analyst (MA).Besar harapan saya untuk dapat bekerja di perusahaan yang Bapak/Ibu Pimpin,sebelumnya saya ucapkan terima kasih.

    Hormat Saya

    Rony Sumitro

    CURICULUM VITAE
    Nama : Rony Sumitro
    Tempat & Tanggal Lahir : Bandung 31 Mei 1981
    Umur : 26 Tahun
    Jenis Kelamin : Laki-laki
    Status : Belum Menikah
    Alamat : Jl.Sukarajin I Rt 04 Rw 13 No.18 Bandung 40124
    No.Telepon : 022-7235842 / 081320334806
    E-Mail : Noel_gallagher81@yahoo.com
    Pendidikan Terakhir : S1 Jurusan Kesejahteraan Sosial Universitas Pasundan
    Bandung dengan IPK 3,23

    RIWAYAT PENDIDIKAN
    1987 – 1993 SDN Suka Senang IV BAndung
    1993 – 1996 SMP Kartika Chandra I Bandung
    1996 – 1999 SMU Kartika III-1 Bandung
    2000 – Maret 2006 S1 Jurusan Ilmu Kesejahteraan Sosial Universitas
    Pasundan Bandung dengan IPK 3,23

    RIWAYAT PENDIDIKAN NON FORMAL
    1999 Kursus Bahasa Inggris LB-LIA
    2006 Kursus Akuntansi POUW’S Colledge

  4. Dwi yogo nurman wibowo,SE
    July 29, 2007 at 9:35 am

    Banyuwangi,29 juli 2007

    kepada,
    Yth.bapak/ibu pimpinan
    ditempat

    Dengan hormat,
    Saya dwi yogo nurman wibowo umur 27 tahun,belum menikah,kesehatan baik,mau bekerja keras dan kemauan untuk maju,loyal dan mampu bekerja dalam tim, mampu berkomunikasi dan mejalin hubungan.saya lulusan sarjana S-1 jurusan manajemen dari STIE Institut of Bisnis Manajemen Indonesia pondok indah jakarta,lulus tahun 2004 dengan IP 3,19.

    berhubungan dengan ini saya bermaksud mengajukan permohonan kepada bapak/ibu pimpinan untuk bisa menjadi salah satu karyawan di lingkup bank niaga sebagai Mortgage analyst (MA) melalui recruitment ini.

    Besar harapan saya mendapat jawaban dari bapak/ibu pimpinan untuk menjadi karyawan dilingkup bank niaga,atas perhatian dan kesempatannya saya ucapkan terima kasih.

    Hormat saya,

    Dwi yogo nurman wibowo
    jl.abdullah 71 Banyuwangi
    Rt.3 Rw.11 Kel.tukang kayu
    Banyuwangi,Jatim
    telp.085228388613/08883422066
    Email. Nurman_26@yahoo.co.id

    CURRICULUM VITAE

    A.DATA PRIBADI

    Nama : Dwi yogo nurman wibowo
    Tmpt tgl lahir : Purworejo 12 april 1980
    Negara : Indonesia
    Suku: : jawa
    jenis kelamin : laki-Laki
    Agama :Islam
    Status :Belum menikah
    Alamat sekarang :jl.abdulah 71 banyuwangi
    Alamat lama : gang selarik Rt.01 Rw.10 kutoarjo,kab. purworejo jateng
    Telp. 058228388613/08883422066
    Email. Nurman_26@yahoo.co.id

    B.PENDIDIKAN

    SDN kutoarjo 2,Kab purworejo Jateng 1988-1994
    SMPN 4 kutoarjo,kab Purworejo Jateng 1994-1997
    SMUN 1 kutoarjo,Kab purworejo,Jateng 1997-2000
    STIE I/-BMI Pondok indah Jakarta 2000-2004

    C.PENGALAMAN KERJA

    -Pernah bekerja di PT. JAVA PRIMA ABADI sebagai DRINK MAKER -Sekarang masih aktif bekerja di LANDSON PT.PERTIWI AGUNG Pharmaceutical industri 25 Agustus 2005 Sampai sekarang sebagai MEDICAL REPRESENTATIF

    D.KOMPETENSI

    -mampu bekerja dalam tim,bekerja keras dan suka mencoba hal-hal yang baru,loyal kepada perusahaan,bisa bernegosiasi,sering melakukan presentasi,orientasi pada win-win solution.
    -Tidak bisa diam dan selalu ingin segera menyelesaikan pekerjaan.
    -Mampu mengoperasikan komputer ( word, exsel)

    Demikian data yang saya buat dan yang sebenar benarnya sebagai bahan pertimbangan bapak/ibu pimpinan perusahaan.

    banyuwaangi, 29 juli 2007

    Dwi yogo nurman wibowo,SE

  5. trisdiyanto
    August 8, 2007 at 10:22 am

    purworejo

    kepada
    yth. bapak?ibi pimpinan
    ditempat

    dengan hormat

    saya trisdiyanto mahasiswa lulusan BSI Purworejo progran satu tahun jurusan manajemen informatika dengan IPK 3,00 dan mampu mengoperasikan pemograman dengan basis visual basic ingin bekerja diperusahaan bapak?ibu, meskipun belum punya pengalaman kerja jika diterima saya akan bekerja dengan baik.

    maka untuk itu agar kiranya bapak/ibu menerima saya diperusahaan,adapun untuk lebih detailnya saya pernah mengikuti kursus diluar seperti microsoft office word dan exel, adobe fotoshoft, pernah juga ikut tes fsikologi, tes tople, ikut seminar, dan lain sebagainya.

    demikianlah lamaran saya ini, atas perhatian bapak/ibu saya ucapkan terima kasih.

    trisdiyanto

    daftar riwayat hidup

    nama : trisdiyanto
    usia : 19 tahun
    jenis kelamin : laki-laki
    tempat lahir : kota baru 3 juni 1988
    status : belum menikah
    bangsa : indonesia
    agama : islam
    tempat tinggal sekarang : kemanukan rt 03, rw 02, kec.bagelen, kab.purworejo
    email : diyan_goljo@yahoo.co.id
    no.telp : 085292268712

    pendidikan
    tahun 1994-2000 lulusan sdn kota baru
    tahun 2000-2003 lulusan sltp n 1 rambang lubay
    tahun 2003-2006 lulusan smk pn2 purworejo
    tahun 2006-2007 lulusan progran D-1 BSI Purworejo

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